1. Introduction
Welcome to LBS Finance Solution. Your privacy is our priority, and we are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use our website and services related to personal loans, financial products, and other loan services.
By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.
2. Information We Collect
2.1. Personal Information
- Name, date of birth, gender
- Contact details (email address, phone number, mailing address)
- Identification documents (national ID, passport, driver’s license)
- Employment and income information
- Credit history and financial details
- Bank account information for payments and loan disbursement
2.2. Non-Personal Information
- IP address, browser type, and device information
- Cookies and tracking technologies
- Website usage data and user interactions
3. How We Use Your Information
- Processing loan applications and verifying identity
- Assessing creditworthiness and determining approval
- Facilitating loan payments and disbursements
- Providing customer support and responding to inquiries
- Complying with legal and regulatory requirements
- Enhancing website functionality and user experience
- Preventing fraud, unauthorized access, or illegal activity
4. Information Sharing
We may share your information with:
- Lenders & Financial Partners – To process loan applications
- Credit Bureaus – To assess creditworthiness
- Regulatory Authorities – To comply with legal obligations
- Third-Party Service Providers – For payment processing, identity verification, and analytics
- Legal & Compliance Departments – To meet legal requirements, prevent fraud, or enforce our terms
5. Data Storage & Security
We retain your information only as long as necessary to fulfill our services and legal obligations. We implement strict security measures, including encryption, firewalls, and secure storage systems, to protect data from unauthorized access or security breaches.
6. Cookies & Tracking Technologies
Our website uses cookies and tracking technologies to improve user experience and gather analytics. You may control or disable cookies through your browser settings.
7. Your Rights & Choices
- Access & Correction – Request a copy of your data or correct inaccurate information.
- Data Deletion – Request deletion of your data, subject to legal and contractual obligations.
- Opt-Out – Withdraw from marketing communications at any time.
- Restrict Processing – Request limits on data processing under certain conditions.
8. Compliance with Financial Regulations
- Full disclosure of loan terms, fees, and repayment obligations
- Compliance with local and international lending laws
- Ensuring fair lending practices and consumer protection
9. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page along with the update date.
10. Contact Us
If you have any questions regarding this Privacy Policy, please contact us at:
LBS Finance Solution
11. Data Protection Notice
By submitting this form, you acknowledge and agree that your personal data will be collected, processed, and stored in accordance with our Privacy Policy. We are committed to protecting your personal information and will use it only for the purposes stated in this form, including processing your inquiry, providing services, or improving user experience.
Your data will not be shared with third parties without your consent, except as required by law. You have the right to access, modify, or request deletion of your data at any time.